Evaluation & Maximum Allocation Limits
This page explains the rules governing how many accounts you can hold at once, the total capital limits that apply, and the key exceptions that apply to PAYG accounts.
1. Evaluation limits: what you can hold at the same time
You may hold multiple accounts simultaneously, including identical accounts of the same challenge type and size, provided you strictly follow the rules set out in Rule 1: Payout Criteria, including the restrictions on copy trading and hedging between accounts.
If our Risk team identifies copy trading or hedging activity across your accounts, your case will be reviewed and may result in an account breach and blacklisting.
Allowed example
- 1 x $100K One Phase Challenge (MT5)
- 1 x $100K Two Phase Challenge (MT5)
These can run simultaneously because they are different plan types.
2. Replacing a breached account
If you breach an account, you may purchase a replacement of the same size and plan type immediately.
Example: You breach a $50K Two Phase Challenge. You can buy another $50K Two Phase Challenge straight away.
3. Maximum allocation limits
Your total active allocation, across all evaluations and funded accounts combined, is subject to the following caps:
- $1,000,000 maximum active allocation when no identical accounts are held.
- $400,000 maximum active allocation when identical accounts are held.
Allowed example at the $1,000,000 limit
- 2 x $200K One Phase Challenges
- 1 x $200K Two Phase Challenge
- 1 x $400K Funded Account
- Total: $1,000,000 active allocation
4. PAYG exception: higher limits, more flexibility
PAYG (Pay as You Grow) accounts operate under different rules to every other challenge type. There are two key advantages:
PAYG accounts do not count toward your Maximum Allocation Cap
This is one of the most significant strategic advantages of the PAYG structure. Your PAYG account balance sits entirely outside the standard $1,000,000 / $400,000 limits described above. This means you can hold substantially more total capital than is normally permitted. Learn more about PAYG allocation rules.
PAYG comes with a higher monthly payout cap
PAYG accounts benefit from a $20,000 monthly payout cap, double the $10,000 limit that applies to all other challenge types. You keep more of your profits, every month. Learn more about the PAYG payout cap.
5. Multiple profiles
Creating a secondary email address used by the same person, device, IP address, or trading terminal may result in an account breach and blacklisting. Do not attempt to circumvent these rules. Play fair, win fair, get paid big.
Why these limits exist
- Fairness: equal opportunity for all traders on the platform.
- Risk management: protects both the trader and Funded7 from outsized exposure.
- Platform integrity: prevents account duplication and unfair advantage.
